Four-Layer Bean Dip

Gail Hudson

1 package (6 oz.) cream cheese

1 can (16 oz.) refried beans

1 jar (6-8 oz.) salsa

1/2 – 1 cup cheddar cheese, grated

1/2 cup black olives, pitted, sliced [optional]

Layer each item in a 2-quart casserole dish, beginning with the cream cheese.

Bake at 325 degrees F for 15 – 20 minutes or until cheese is thoroughly melted.

Serve warm.

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